Your Financial Future In
Wealth & Estate Planning
Our Wealth & Estate Planning solutions ensure that your financial future is secured and provides for your family.
Secure, Grow & Protect Your Legacy
At Finova, we understand that wealth creation is only the first step, true financial security comes from strategic planning, risk management, and wealth preservation through generations.
Corporate Financial Solutions
- Personalised Wealth Management
- Tax-Efficient Investment Strategies
- Retirement Annuities
- Post-Retirement Planning
- Estate Planning
Personalised Wealth Management
We know that no two investors are the same. Your financial journey should reflect your personal goals, lifestyle, and comfort with risk. That’s why we don’t use cookie-cutter portfolios. Instead, we create tailored investment plans designed to help you grow and protect your wealth—your way.
Whether you're saving for retirement, investing for your children’s future, or simply wanting your money to work harder, we’ll help you choose the right mix of investments to get you there—with clarity and confidence.
Take control of your financial future with an investment plan designed around you.
Why Personalised Wealth Management
Endowments
If you’re a high-income earner looking for a tax-smart way to invest for the long term, an endowment could be the perfect fit. At Finova, we help South African investors use endowment plans to reduce their tax bill and grow their money with greater efficiency.
Endowments are ideal if you plan to invest for five years or more and want a way to minimise tax on interest, dividends, and capital gains. You can invest in a mix of assets—like shares, ETFs, or other funds—while still benefiting from favourable tax treatment and professional portfolio management.
Let your investments grow smarter with an endowment that protects your returns and works harder for your future.
Tax-Efficient Investment Strategies
Why Endowments
Tax-Free Savings Accounts (TFSA)
A Tax-Free Savings Account (TFSA) is one of the easiest ways to build long-term wealth in South Africa without paying any tax on your investment growth. Whether you’re just starting out or looking for a smart way to save for the future, a TFSA helps you grow your money faster—because you keep 100% of your returns.
With a TFSA, you can invest in shares, ETFs, or other approved funds and earn interest, dividends, and capital gains completely tax-free. It’s a powerful tool for individuals of all ages, especially young investors who want to take advantage of compounding over time.
Tax-Efficient Investment Strategies
Why TFSA
Retirement Annuities
Many South Africans reach retirement without enough savings. The good news? With the right strategy, you can take control of your financial future today.
Our team will build a retirement plan that works for you—minimising tax, lowering fees, and growing your savings with smarter investments. Whether you’re employed, self-employed, or in between jobs, we offer flexible, transparent solutions tailored to your life stage and income.
A Retirement Annuity is one of the most powerful tools for long-term retirement planning. Finova offers both traditional and custom-built Retirement Annuities, including segregated share portfolios and unit trust-based funds, all fully compliant with Regulation 28.
Why Retirement Annuities
Living Annuities
A living annuity lets you decide how much income to draw each year, while the rest of your money stays invested. This option is ideal if you want flexibility and the potential for continued growth after retirement.
Post-Retirement Planning
Why Living Annuities
Guaranteed Annuities
A guaranteed annuity gives you peace of mind by paying a fixed income for the rest of your life, no matter how long you live. This is ideal for those who prefer stability and predictability in retirement.
Post-Retirement Planning
Why Guaranteed Annuities
Estate Planning
Estate planning isn’t just for the wealthy—it’s for anyone who wants peace of mind knowing their assets will be protected and passed on according to their wishes. At Finova, we help you plan ahead, so your family doesn’t face unnecessary stress, confusion, or legal costs when you’re no longer here.
A good estate plan ensures your money, property, and investments are handled the way you intended, while reducing taxes and avoiding delays.
Why Estate Planning
Testimonials
Hear directly from individuals and businesses who’ve grown their wealth, secured their futures, and simplified their financial lives with our expert guidance.
“I have been trading markets for 25 years, this is the most successful strategy I have ever used!”
Richard
“My wife and I have been using the Crypto Arbitrage to supplement our retirement income, the results are amazing. It has added R10 000pm to our income since 2018, in addition, it has improved our financial security.”
George
“Finova’s trading process is simple and efficient, they take care of all transactions. I watch the profit build up in my account.”
Linda
Take Control Of Your Financial Future
Whether you're just getting started or looking to refine your portfolio, we’ll help you grow your wealth with purpose.
Free Consultation